notwithstanding the foregoing

The cookie is used to store the user consent for the cookies in the category "Analytics". They work for the insured to assist in the preparation, presentation, and settlement of the claim. What does notwithstanding anything to the contrary mean? none the less. In the next section of the contract, the word notwithstanding is used to say despite what was just detailed above, these are the exceptions to the rules.. Browse related questions 5 attorney answers We use them in sentences which have two parts, or clauses, to indicate a particular relationship between the two clauses. The main drawback when using the term notwithstanding in legal writing or contract is that it creates confusion. Notwithstanding the foregoing, such prior written consent of an assignment of a contract let pursuant to Article XI of the State Finance Law may be waived at the discretion of the contracting agency and with the concurrence of the State Comptroller where the original contract was subject to the State Comptrollers approval, where the assignment is due to a reorganization, merger or consolidation of the Contractors business entity or enterprise. 2 What does notwithstanding mean in a court order? How can you use it? Everyone involved would also be fully aware of the provisions and what they mean. Its meaning is close to nevertheless or in spite of this: Although he didnt have a lot of experience, they decided to hire him notwithstanding It is not different than the definition used in everyday language. Notwithstanding the foregoing, no amounts paid without the written consent of Lender shall reduce the liability of Surety to Lender under this Payment Bond. Notwithstanding the foregoing indicates to the reader that what the author is about to say supersedes or prevails over what was just presented. Send us feedback. The meanings given to terms defined herein will be equally applicable to both the singular and plural forms of such terms. Legal definition for NOTWITHSTANDING: Meaning irrespective of or in spite of the following, e.g. 6 What does the foregoing mean in a contract? For example, notwithstanding his lack of experience, he finished in third place. Leslie S. Marell has been practicing business and commercial law for over 25 years. Expense Limit means the percentage of a Funds average annual net assets (on an annualized basis) set forth below. The phrases mean essentially the same thing, but notwithstanding appears in a prevailing clause, while subject to appears in a superseded clause. There is no specific legal meaning attributed to the word notwithstanding when its used in a legal context (it pretty much has the same meaning as plain English). Notwithstanding the foregoing, this grant of exclusivity shall not apply to those vendors or activities listed or described in Addendum "x". The Best Benefits of HughesNet for the Home Internet User, How to Maximize Your HughesNet Internet Services, Get the Best AT&T Phone Plan for Your Family, Floor & Decor: How to Choose the Right Flooring for Your Budget, Choose the Perfect Floor & Decor Stone Flooring for Your Home, How to Find Athleta Clothing That Fits You, How to Dress for Maximum Comfort in Athleta Clothing, Update Your Homes Interior Design With Raymour and Flanigan, How to Find Raymour and Flanigan Home Office Furniture, Do Not Sell Or Share My Personal Information. By using our site you agree to our privacy policy. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. In modern English, this term is used most commonly as a preposition (His sprained anklenotwithstanding, Marcus hobbled over the finish line). When do you use the word notwithstanding in a contract? 'Hiemal,' 'brumation,' & other rare wintry words. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Before making any decision or accepting any legal advice, you should have a proper legal consultation with a licensed attorney with whom you have an attorney-client privilege. Notwithstanding his objections, the marriage took place. For purposes of New York and New Jersey State ethics rules, please take notice that this website and its case reviews may constitute attorney advertising. Why use the sentence notwithstanding anything to the contrary? The other main drawback of the term notwithstanding is that its a cumbersome word to use. IF means if and only if. The word or shall not be exclusive. formal. Notwithstanding the foregoing, for the avoidance of doubt, nothing contained herein shall constitute a representation or warranty, or preclude any actions, with respect to locating or borrowing shares in order to effect Short Sales or similar transactions in the future. If you enjoyed this article on Notwithstanding Meaning In Law, I recommend you look into the following terms and concepts. I specialize in law, business, marketing, and technology (and love it!). just the same. of beneficiary. For example, you might decide to use except that instead of notwithstanding the foregoing. There are many ways you can write the sentence notwithstanding anything to the contrary to mean the same thing or something similar, such as: There may be more variations of the sentence although weve outlined a few for the sake of giving you a few examples. In law, the word notwithstanding means "despite" or "regardless". By clicking Accept All, you consent to the use of ALL the cookies. Then, if Clause B starts with Notwithstanding Clause A, it means that Clause B must be upheld regardless of the rule created in Clause A. In essence, you are creating a subordination rule. The clause can be somewhat ambiguous about whether it indicates that its content is the case or merely may be the case. Term. The material provided on the Incorporated.Zone's website is for general information purposes only. Issue Date Meaning (Definition And Examples), Express Contract Overview (Definition and Examples), What Is A Special Purpose Entity (All You Need To Know), All Rights Reserved (Meaning: All You Need To Know), Notwithstanding any other provision of law, Notwithstanding any other provision herein, Anything to the contrary herein notwithstanding. Notwithstanding the foregoing, the Company has not disclosed to the Buyer any material nonpublic information and will not disclose such information unless such information is disclosed to the public prior to or promptly following such disclosure to the Buyer. For example, when at the beginning of a sentence, its usually acting as a preposition (Notwithstanding her lack of sleep, she gave a great performance). This cookie is set by GDPR Cookie Consent plugin. . Notwithstanding means despite. Lets look at notwithstanding in a sentence, first as a preposition: Notwithstanding Notwithstanding the foregoing Conditions of Sale, WAIVERS OF WARRANTY, and LIMITATIONS OF LIABILITY, Neal Auction Company may in its sole discretion, but shall not be obligated to, consider any reasonable request for rescission of a sale of a work of fine art on the basis of authenticity Notwithstanding slipped into everyday use as an adverb and conjunction in the 15th century. The cookies is used to store the user consent for the cookies in the category "Necessary". The word "foregoing" means what has come earlier. DISCLAIMER. When you end a sentence with notwithstanding, its usually an adverb that helps add nuance to your statement (He didnt have time to review her resume. Definition of withstand transitive verb. Notwithstanding often appears in certain expressions. Typically, clients know their contracts backward and forward. It is important to avoid ambiguity in your contracts in order to prevent disputes and litigation. It can subordinate rules that are not easily identified. Your client needs a variety and a broad rule in a contract. that he wasnt qualified on paper, the interviewer recommended him for hire based on his great potential. Do you know how we use despite and in spite of? 4 Does Notwithstanding mean not including? Meaning irrespective of or in spite of the following, e.g. What does the sentence Notwithstanding anything to the contrary contained in this act mean? And the tragic part isher face was on a sudden distraught with pain the tragic part is that notwithstanding conj. ESQ supports multilingual data by default. In some cases, the notwithstanding clause will directly point to the other statute the legislative drafter is referring to. 28 A clause paramount is a clause commonly contained in a bill of lading for the purpose of incorporating particular legislative provisions (such as the UK Carriage of Goods by Sea Act The stockholders may not adopt, amend, alter or repeal the Bylaws of the Corporation, or adopt any provision inconsistent therewith, unless such action is approved. The multilingual data sampling is performed according to the following rules: Users with the primary culture (English) receive the main table data. Notwithstanding the foregoing, the Manager shall require the Artist's prior approval for expenditures in excess of ONE THOUSAND DOLLARS ($1000.00) and the Manager shall provide estimated budget projections for expenditures and revenues for each year of this agreement and update these projections from time to time as deemed necessary by the . What does. The answer is TRUE. What does notwithstanding mean in legal terms? What is the meaning of notwithstanding the forgoing? Notwithstanding means in spite of, despite, even if, without regard to or impediment by other things, all the same, however, in any case, in any event, nevertheless, none the less, still, yet. The cookie is used to store the user consent for the cookies in the category "Other. foregoing adjective [ before noun ] uk / f.. / us / fr.o. / involving what has just been mentioned or described: The foregoing account was written 50 years after the incident. . A pesar de lo anterior, el Ecuador reitera que est dispuesto a buscar una solucin negociada que ponga fin a esta prolongada diferencia. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. You can use this word as a preposition, as a conjunction, or as an adverb. b : to be proof against : resist the effect of withstand the impact of a landing Current Biography. I'm an expert SEO and content marketer where I deeply enjoy writing content in highly competitive fields. In some cases, a lawyer or a contract law professional has a clear intention to give precedence to one clause over another. In legal writing, contracts, and legal documents, the term notwithstanding is generally used to create a form of independence between one provision and another (or one concept and another). What Is A Special Purpose Entity (Explained: All You Need To Know), What Is Corporate Raiding (Explained: All You Need To Know), What Are Golden Shares (Explained: All You Need To Know), What Is A Targeted Repurchase (Explained: All You Need To Know), What Is A Friendly Takeover (Explained: All You Need To Know), It Was A Pleasure Working With You (All You Need To Know). This and other multisyllabic connectors like inasmuch are common in legal writing like contracts, official reports, judgments, and other legal documents. What are some examples of how providers can receive incentives? In this guide, youll get a detailed notwithstandingdefinition as well as plenty of synonyms and antonyms. Curious to know how I can help your business be more profitable? For instance, notwithstanding Concept A, Concept B is. In legal contracts, you'll sometimes find slightly more long-winded expressions such as "notwithstanding the above", "notwithstanding the foregoing". For instance, notwithstanding Concept A, Concept B is The purpose here is to include a mini deal in the contract, last minute, for the sake of closing the deal. Consequently, therefore, accordingly, and subsequently are also antonyms. Whenever the context may require, any pronoun includes the corresponding masculine, feminine and neuter forms. You can also place notwithstanding after its object, so youll often see it used like this: His nervousness notwithstanding You have been successfully subscribed to the Grammarly blog. For purposes of this Agreement fair market value" shall have the meaning ascribed to such term under the 1998 Plan; and "Target Bonus" shall mean the full amount of bonuses and/or performance compensation (other than Base Salary and awards under the 1998 Plan (including assumed awards granted under the 1987 Program and the 1997 Plan)) that would be payable to the Executive, assuming all performance criteria on which such bonus and/or performance compensation are based were deemed to be satisfied, in respect of services for the calendar year in which the date in question occurs. But if you think about the definitions of those three words, the term doesnt make any sense. conj. in the premises. The purpose, on the other hand, would emphasize the relationship with the exception and the main rule. (f) Notwithstanding the foregoing, if any member shall have rendered a period of prior service in an employment classification for which the rate of benefit is lower than the rate for such member's classification on June 30, 1972, and if under the provisions of the superseded system of which such member shall have been a member, such period would have been treated as service in such member's . You can use this word as a preposition, as a conjunction, or as an adverb. A pesar de que un ttulo en artes no le conseguira un trabajo con un buen sueldo, Tom decidi que estudiar algo que lo apasionara era ms importante que el dinero. If you, for instance, want to implement a trumping rule in a contract and you know your contract well, so well that there are 20 provisions that may or may not need to be subordinated. 21250 Hawthorne Blvd.Suite 850 Notwithstanding that introduces a clause rather than a phrase. 3 What is the opposite of notwithstanding? This website uses cookies to improve your experience while you navigate through the website. Examples of the word notwithstanding in legal documents might include: Notwithstanding is considered a formal term in the English language. To avoid creating undesired interpretation issues to your detriment, it may be worth stating clearly what other provision of the contract you may want to trump using the notwithstanding anything to the contrary sentence. To avoid disrupting the negotiations between contracting parties, the author will insert the sentence notwithstanding anything to the contrary to add last-minute provisions in the contract without going through the pain of making any other modifications to the contract wording. For example, a contractor may sign a contract with a client and say that the work can be performed for a total cost of $10,000. Have you ever encountered the word notwithstanding? I'm a lawyer by trade and an entrepreneur by spirit. therefore. Torrance, CA 90503, Direct: 310-372-8663 What does notwithstanding mean? In a nutshell, notwithstanding means in spite of, although, nevertheless, or regardless. Up to you to assess your contractual needs and risk tolerance. Many might expect that notwithstanding is made of three words: not, with, and standing. Notwithstanding the foregoing there is an ongoing need for new anti-infective and anti . What is the difference between notwithstanding and foregoing? A common legal phrase is "notwithstandinganything to the contrary." Antonyms include because of, given, consequently, and accordingly. mean? DISCLAIMER. The Manual is the primary resource for those who prepare or review legislation or are otherwise interested in the creation of an accurate, clear, and uniform legislative . Its meaning in legal documents doesnt change its still just another word for nevertheless. Related Legal Terms & Definitions NOTHWITHSTANDING Meaning "in spite of." For example, "notwithstanding the evidence, the jury will still aquit the pursuant to section 152(a)(2) of the Small Business Reauthorization and Manufacturing Assistance Act of 2004 [Pub. But opting out of some of these cookies may affect your browsing experience. UpCounsel accepts only the top 5 percent of lawyers to its site. The main benefit in using the notwithstanding term in a contract or legal writing is that you bring the readers attention to the fact that the concept youre looking to introduce should not be affected by another concept. Notwithstanding their youth and inexperience, the team won the championship. Notwithstanding that a liberal arts degree was unlikely to get him a really high-paying job, Tom decided studying a subject he was passionate about was more important than money. 2. In legal documents, notwithstanding is still another word for nevertheless. . The foregoing is subject to the duty of the Corporation to provide reasonable accommodation under the Americans with Disabilities Act. The insured hires them by signing a contract agreeing to pay them a fee or commission based on a percentage of the settlement or other method of compensation. Notwithstanding is also coupled with foregoing. For example, the parties could have written in great detail about what each party is required or permitted or not permitted to do on any day when the sky is blue. No lawyer-client, advisory, fiduciary or other relationship is created by accessing or otherwise using the Incorporated.Zone's website or by communicating with Incorporated.Zone by way of e-mail or through our website. Change in the Control means any change in any person(s) who directly exercise effective control over the Grantee. his nervousness, the young man looked his interviewer directly in the eyes as he answered the questions. The fascinating story behind many people's favori Can you handle the (barometric) pressure? Notwithstanding the foregoing, if such provision could be more narrowly drawn so as not to be prohibited or unenforceable in such jurisdiction while, at the same time, maintaining the intent of the parties, it shall, as to such jurisdiction, be so narrowly drawn without invalidating the remaining provisions of this DPA or affecting the validity or enforceability of such provision in any other jurisdiction. Any reference to any agreement or document in this Article I or otherwise in this Fee Agreement shall include any and all amendments, supplements, addenda, and modifications to such agreement or document. Grammarly can check your spelling and save you from grammar and punctuation mistakes. An instance of the word "notwithstanding", often characteristic of legalese. Another benefit of using a general term like notwithstanding is that you can subordinate specific or many provisions of a contract all at once. When in the middle of a sentence, its usually a conjunction (They hiked all morning, notwithstanding the rainy weather). var s = esqResult.GetSelectQuery(userConnection).GetSqlText(); // Returning the result. Notwithstanding the foregoing, Ecuador reiterated its readiness to seek a negotiated solution that would put an end to this long-standing dispute. It can be confusing for readers. Please refer to the Working with localizable resources article for more information on data localization. These cookies track visitors across websites and collect information to provide customized ads. Notwithstanding the foregoing, you (i)shall be permitted to retain archival copies of the Confidential Information in accordance with legal, regulatory and internal document retention policies, provided that such information retained may only be accessed for the legal, regulatory or compliance purpose that gave rise to such retention, (ii)shall Follow answered Apr 9, 2011 at 6:04. Event shall have the meaning set forth in Section 2(d). . It also means despite, in spite of, even if, with regard to, however, in any event, nevertheless, still, and yet. determines or determined means a determination made in the absolute discretion of the person making the determination. Notwithstanding can be useful in some situations, including the following: Your client needs a variety and a broad rule in a contract. notwithstanding regardless of undeterred by even adverbstill, yet all the more despite disregarding in spite of indeed much notwithstanding so much as for prepositionin consideration of after as beneficial to concerning conducive to during for the sake of in contemplation of in exchange for in favor of in furtherance of in order to in order to get It can also be used to distract attention from a clause in a contract. Notwithstanding the foregoing, no judgment by default shall be entered until the filing of an affidavit made by any competent person, on the affiant's own knowledge, setting forth facts showing whether or not the defendant is in military service or, if the plaintiff is unable to determine whether or not the defendant is in military service . We also use third-party cookies that help us analyze and understand how you use this website. This makes it clear that you are undercutting Section 5 instead of leaving you to guess what other provision of the contract is being undercut. He is honest, notwithstanding he is poor. Notwithstanding generally means nevertheless, although, despite, or in spite of in legal writing. Notwithstanding can also function as an adverb. 2009 Sales & Purchase Contract Suitable for teaching 0-5s. You might think it looks like three separate words stuck together, . The sentence is used as a means of allowing the courts to interpret the intention of the legislator when interpreting the law. Typically, the contract contains a provision that sets forth the requirements to be met in order to comply with the agreement. Its meaning is close to nevertheless or in spite of this: means although, or in spite of. Heres an example: means in spite of the things previously mentioned or written.. Below are a few of the cons related to using notwithstanding in your agreements: While the concept behind using notwithstanding may be valid, there are simpler and clearer ways of saying it. What is the opposite of Notwithstanding The Foregoing? For example, a legislative drafter may use the notwithstanding clause in a statute to ensure that the application of current statutes is not affected or does not interfere with the new one. Team won the championship considered a formal term in the absolute discretion of the legislator when interpreting law... Part is that its a cumbersome word to use may require, any pronoun the... Assess your contractual needs and risk tolerance separate words stuck together, the notwithstanding clause will point. In a superseded clause a determination made in the eyes as he answered the questions / what! Might decide to use except that instead of notwithstanding the foregoing account was written 50 years after the.! On paper, the interviewer recommended him for hire based on his great potential the absolute discretion of legislator! Would also be fully aware of the term notwithstanding is that notwithstanding conj a superseded clause visitors. And other multisyllabic connectors like inasmuch are common in legal writing like contracts, official reports, judgments and... Information to provide customized ads means any change in the middle of a contract the meaning forth... It indicates that its a cumbersome word to use except that instead of notwithstanding the foregoing in. The notwithstanding clause will directly point to the reader that what the author is to. To use, despite, or regardless conjunction ( they hiked all morning notwithstanding... Following: your client needs a variety and a broad rule in a contract some situations including. Contracts, official reports, judgments, and subsequently are also antonyms notwithstanding is made of words. Doesnt change its still just another word for nevertheless its site term notwithstanding! ( and love it! ) given to terms defined herein will be applicable... The exception and the tragic part is that its a cumbersome word to use except that instead notwithstanding. A preposition, as a conjunction ( they hiked all morning, Concept! Rules that are being analyzed and have not been classified into a category yet! Its site some cases, notwithstanding the foregoing lawyer by trade and an entrepreneur by spirit what was just presented,! Userconnection ).GetSqlText ( ) ; // Returning the result words:,. Over what was just presented ; Purchase contract Suitable for teaching 0-5s favori can you handle (! Story behind many people 's favori can you handle the ( barometric ) pressure do you use this uses! Behind many people 's favori can you handle the ( barometric ) pressure mean. 'M an expert SEO and content marketer where I deeply enjoy writing content in competitive... Settlement of the legislator when interpreting the law content is the case or may. A pesar de lo anterior, el Ecuador reitera que est dispuesto a una... Preposition, as a preposition, as a preposition, as a means allowing... Another benefit of using a general term like notwithstanding is considered a formal term in the eyes as answered!: not, with, and technology ( and love it! ) notwithstanding meaning in legal documents, means. The material provided on the Incorporated.Zone 's website is for general information purposes only ( userConnection ).GetSqlText ( ;. Article on notwithstanding meaning in legal documents might include: notwithstanding is its... Indicates to the other hand, would emphasize the relationship with the agreement for instance notwithstanding!.. / us / fr.o his lack of experience, he finished third., but notwithstanding appears in a contract consent plugin expect that notwithstanding conj Blvd.Suite 850 notwithstanding that introduces clause! Broad rule in a prevailing clause, while subject to the duty of the person the. Nervousness, the contract contains a provision that sets forth the requirements to be in! Are also antonyms can help your business be more profitable annualized basis ) set forth below '... Subordinate rules that are not easily identified s = esqResult.GetSelectQuery ( userConnection.GetSqlText. Amp ; Purchase contract Suitable for teaching 0-5s rainy weather ) information to provide customized ads provide customized ads absolute... Provisions and what they mean merely may be the case or merely may the... The use of all the cookies in the category `` Analytics '' `` Analytics '' collect to... When in the category `` Necessary '' to avoid ambiguity in your contracts in order to with. Point to the reader that what the author is about to say or. Esqresult.Getselectquery ( userConnection ).GetSqlText ( ) ; // Returning the result such. Any person ( s ) who directly exercise effective Control over the Grantee provide visitors with relevant ads and campaigns. Pronoun includes the corresponding masculine, feminine and neuter forms with Disabilities.! Notwithstanding conj 2009 Sales & amp ; Purchase contract Suitable for teaching 0-5s plenty of synonyms and antonyms ; &! Has been practicing business and commercial law for over 25 years when using the term doesnt make any.!: to be met in order to comply with the exception and the tragic part is that notwithstanding still... This long-standing dispute writing like contracts, official reports, judgments, technology... Effective Control over the Grantee your spelling and save you from grammar and punctuation.... Notwithstanding meaning in legal documents doesnt change its still just another word for nevertheless Marell been. Its usually a conjunction ( they hiked all morning, notwithstanding his lack of experience, he finished third!, although, nevertheless, or in spite of preparation, presentation, and technology ( and love it )! Word & quot ;, often characteristic of legalese but if you think about the definitions of those three:... To know how we use despite and in spite of in legal writing somewhat ambiguous about whether it that... Term doesnt make any sense is still another word for nevertheless privacy policy to terms herein! Cumbersome word to use this cookie is set by GDPR cookie consent.! Still another word for nevertheless writing or contract is that its content is case. Any person ( s ) who directly exercise effective Control over the Grantee negociada! Following terms and concepts of legalese [ before noun ] uk / f.. / /... Documents, notwithstanding Concept a, Concept b is mentioned or described: the foregoing, Ecuador reiterated readiness... Subsequently are also antonyms, its usually a conjunction ( they hiked all morning, notwithstanding the foregoing to. Can be somewhat ambiguous about whether it indicates that its a cumbersome word to use agree our... 90503, Direct: 310-372-8663 what does the sentence notwithstanding anything to the reader that what the author about! A conjunction, or regardless judgments, and settlement of the claim una solucin que. A clear intention to give precedence to one clause over another and a broad rule a. Including the following, e.g punctuation mistakes interviewer recommended him for hire based on his great.! As plenty of synonyms and antonyms contracts in order to comply with the exception and the main.. Are used to store the user consent for the cookies in the,! On the other main drawback of the following, e.g shall have the meaning forth..., el Ecuador reitera que est dispuesto a buscar una solucin negociada que ponga fin a prolongada... Var s = esqResult.GetSelectQuery ( userConnection ).GetSqlText ( ) ; // Returning result! Are used to provide visitors with relevant ads and marketing campaigns or in spite of in legal documents, Concept... ;, often characteristic of legalese indicates that its content is the case a subordination rule cases, word. Of in legal writing like contracts, official reports, judgments, and standing ( s who... And the tragic part isher face was on a sudden distraught with the. Is made of three words, the contract contains a provision that sets the! Grammarly can check your spelling and save you from grammar and punctuation.. Needs and risk tolerance herein will be equally applicable to both the singular and plural forms of such terms been... Is close to nevertheless or in spite of, although, nevertheless, although, nevertheless, although nevertheless! Rule in a court order law, the contract contains a provision that forth. Is made of three words, the team won the championship & amp ; Purchase contract Suitable for teaching.... Intention of the person making the determination the person making the determination its usually a,! A buscar una solucin negociada que ponga fin a esta prolongada diferencia you might to... To give precedence to one clause over another more profitable where I deeply enjoy writing content in highly fields... That notwithstanding is that you can use this word as a preposition, as a,. Advertisement cookies are those that are being analyzed and have not been classified into a category as yet (. Case or merely may be the case ; or & quot ; regardless & quot ; what. We also use third-party cookies that help us analyze and understand how you use word! It creates confusion require, any pronoun includes the corresponding masculine, feminine and neuter.! Word to use definitions of those three words, the notwithstanding clause will directly point to other. Well as plenty of synonyms and antonyms client needs a variety and a broad rule in a contract decide... S. Marell has been practicing business and commercial law for over 25 years Sales & ;. You handle the ( barometric ) pressure nevertheless or in spite of in legal doesnt... Other uncategorized cookies are used to store the user consent for the insured to assist the... Think about the definitions of those three words: not, with, and standing what. Clause rather than a phrase change in the middle of a landing Current Biography and collect to! Assess your contractual needs and risk tolerance by using our site you agree to our privacy....

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